Now
A snapshot of what has my attention right now.
Building
Colendi is the center of gravity — financial infrastructure that lets any company offer credit and banking to people the traditional system overlooks. The frontier I care about most is agentic finance: what happens when money becomes programmable and software agents, rather than branches, become the unit of trust.
On the side, I'm building MemexLab — an open-source, local-first system that gives AI agents a durable, inspectable markdown memory to think over: the filesystem is the database, plain markdown is the storage, and a small engine operates the vault. The code is on GitHub; more at memexlab.xyz.
Writing
I'm finishing Banking.io, a book on the architecture of money. I'm also starting a more personal thread I'm calling The Discipline of Becoming.
Reading & thinking about
Exceptional operators and how they metabolize pressure; how science becomes state-scale execution; and the question I keep circling — when AI redesigns money and trust, what remains uniquely human. My bookshelf is the long version of that answer.