I'm a co-founder of Colendi. I build financial infrastructure and think about how institutions scale, what money is becoming, and the long arc of technology. I live in Istanbul.

This is a quiet place for what I'm reading, writing, and still wondering about. I'm writing a book on the architecture of money, Banking.io, and working on another about the architecture of the self, The Discipline of Becoming.

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AI Is Bigger Than Five

The founding story of the AI empires — the long one

The End of Lazy Money

What happens when the machines start spending it

Money as Code

The core of the Banking.io thesis: money stops being a noun

Concepts

The operating doctrine the rest of the site builds from

Recent essays
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Bookshelf

Books that shaped how I think

Banking.io

The book I'm writing

Now

What I'm building today